Messaging
In order to remain compliant with the Federal Trade Commission (FTC), please follow the below
approved marketing language about Koalafi for your website and social pages.
| Recommended Language | Language to Avoid |
|---|---|
| Low Initial Payment | $XX Fee |
| Early Purchase Option | Same as Cash |
| Customer payments reported to TransUnion | No Credit Score Impact |
| Flexible Payment Options | No payments or interest for XX Days |
| High Approval Rates | Early Payoff Discounts |
| Simple. Fast. Transparent. | Discounts |
| Superior Service | No Credit Check |
| Easy-to-use interface | Loan/Lending |
| Approval process that takes seconds | |
| No Credit Needed* | |
| Lease-to-own financing |
Required "No Credit Needed" Disclaimer
We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.
Updated 12 months ago