Messaging

In order to remain compliant with the Federal Trade Commission (FTC), please follow the below
approved marketing language about Koalafi for your website and social pages.

Recommended Language	Language to Avoid
Low Initial Payment	$XX Fee
Early Purchase Option	Same as Cash
Customer payments reported to TransUnion	No Credit Score Impact
Flexible Payment Options	No payments or interest for XX Days
High Approval Rates	Early Payoff Discounts
Simple. Fast. Transparent.	Discounts
Superior Service	No Credit Check
Easy-to-use interface	Loan/Lending
Approval process that takes seconds
No Credit Needed*
Lease-to-own financing

Required "No Credit Needed" Disclaimer

We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.